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AI Pricing Explained: Tokens, Credits, and Real Costs

June 21, 2026 · 7 min read

Token math is simple once you see it, and it prevents nasty surprises at scale.

Tokens

Roughly four characters per token. Input and output are usually priced differently.

Context is expensive

Resending a long history every turn multiplies cost fast; summarize aggressively.

Caching

Prompt caching and reuse can cut bills by half on repetitive workloads.

Model tiering

Route easy requests to small models and escalate only when needed.